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A hazard is something that can cause harm, such as electricity, chemicals, working up a ladder, noise, a keyboard, a bully at work, or stress. 

A risk is the chance, high or low, that any hazard will actually cause somebody harm. 

For example, working alone away from your office can be a hazard. The risk of personal danger may be high. Electric cabling is a hazard. If it has snagged on a sharp object, the exposed wiring places it in a 'high-risk' category. 

Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make sure to get individual advice on your case from your union, a source on our free help page or an independent financial advisor before taking any action.
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